…or bye bye Gecko.
It’s time to renew the insurance on the motorcycle. A few weeks ago GEICO sent us the renewal policy in the mail and they wanted $301.00 for a 12 month policy. Heeding the advice of others I shopped around and did find lower prices. Now don’t get me wrong, GEICO is a fine company. A number of years ago while at work I was stopped at a traffic light when a young lady turned the wrong way onto a one way street (the one I was on) and hit my city car causing minor damage. By the time I got back to the office, GEICO had already left me a voice mail message to call them. They wanted to know if I was injured and if the city was going to repair the car and bill them or if they needed to take it to get fixed. I was impressed.
Now onto the motorcycle insurance. One of the quotes I had gotten was from Foremost Insurance. The policy I got the quote on was identical to GEICO but was $94.00 instead of $301.00! Today I decided to see how bad GEICO wanted to keep me as a customer. Did I really think they could or would match Foremost? No I didn’t. But, if they made a decent effort I was ready to consider staying with them. On the first call after selecting the option for customer service and being told to have my policy number ready I was transferred and got a busy signal. Figuring it was a fluke I tried again. And again I was transferred to a busy signal. Two strikes do not make an out. On the third try I was on hold for more than 10 minutes before hanging up. Then I called Foremost. I was on hold for less than 2 minutes, then transferred to sales and was on hold less than a minute. They looked up my online quote and finished it up with my license information and motorcycle VIN. I increased the uninsured motorist coverage and even lowered our deductibles from $500.00 to $250.00. I did all this for a whopping $104.00 for a 12 month policy! For that I couldn’t help but say goodbye to the lizard and the cavemen. In this day and age if I can save $197.00 AND increase coverage and get lower deductibles I’m going to take advantage of it. Wouldn’t you?